Airbnb Insurance Cover That Financially Protects You With Annual Reviews of Premiums Across Multiple Insurers

At any given time over 40,000 homes are available for short term rent through services like Airbnb. Thousands of such properties are available in Northern Queensland including Brisbane and the Gold Coast area.

However, when surveyed, over 50% of Airbnb hosts were unable to say for sure whether or how their current insurer had their property and financial interests protected.

A lot of the confusion stems from an uncertainty over what the Airbnb Host Protection Insurance covers and what your own home and content policy will provide.

At Aspire Insurance Solutions we have expert insurance representatives in the home sharing industry who are able to provide you with all the advice you need to make sure your assets are financially protected. Just pick up the phone and call us on 1300 886 781 for a completely free and no obligation quote.

Different Types Of Airbnb And Short Term Holiday Letting Insurance

The home sharing economy as well as short term holiday letting is becoming increasingly popular. People are renting out rooms in their homes as well investment properties. However, your standard home insurance policy is will very likely not cover you for all the risks you’re exposed to.

Here are some different types of cover that you need to be aware of, before you start taking in short term tenants.

Airbnb Host Protection Insurance

This is the cover that all Airbnb hosts automatically receive, However, many hosts do not spend enough time to fully analyse and understand what this policy actually covers.

The main protection this provides you, is from liability claims due to physical injury or damaged or lost property of your guests.

And that is why additional insurance cover is so important.

Full Accidental Damage Policy

One of the most unique protections our insurance representatives at Aspire are able to offer  full accidental damage policy wordings provided through our Steadfast Network. This type of policy can provide you with the most comprehensive cover for damage to your property directly resulting from the actions of short term stays.

Landlord Insurance

Whether you own the property or are leasing it yourself, it is quite likely that any form of renting out the entire home or even just a room, will be best protected with a form of landlord insurance.

These unique policies provide additional protection specifically for damage to the building and contents, but also for any potential liability for accidents suffered by the tenant.

Quality Advice You Can Trust

If you want to make sure that your property is protected and that all liability cover is taken care of, then our insurance representatives at Aspire Insurance Solutions are here to help.

Our team are personal fans and regular Airbnb users, and with our unique insights into numerous new and innovative products we can make sure you sleep better at night.

Worrying about your potential financial risks can take the good out of making some extra money from your home or investment property. So make sure you take advantage of our free advice and no obligation quoting guarantee.

Face To Face Service

While online insurance quoting systems can be very convenient, nothing can fully replace the peace of mind you receive from talking to an experienced insurance insurance representative face to face. Airbnb and short term holiday letting insurance policies are not as straightforward as most other types of cover.

Ending up with cover that doesn’t protect you from all types of risks can be a devastating situation to encounter when you’re facing an actual claim.

Expert Claims Handling With 24/7 Contact

Whether you’re facing a liability or property damage claim, having to deal with a claims department or insurance assessor can just make an already stressful situation worse. That’s why we provide you with a 24/7 claims handling contact.

With the help of our dedicated team you can make sure that your claim is dealt with in the fastest possible way, so that you don’t have to worry about the finer details.

Annual Cover Review For The Best Premiums

As part of your service with Aspire Insurance Solutions, we perform an annual review of your policy and premium. This makes sure that you always have the best type of cover available in a rapidly changing industry.

 

If you want to better understand whether your current insurance policy has you fully covered, or if you want to find out if you can get a better renewal quote then pick up the phone and talk to one of our insurance representatives on 1300 886 781 today.