Woodworking And Cabinet Maker Insurance Policies That Fully Protect Your Financial Interests
Unlike general carpentry, insurance for woodworking business owners aims to provide very unique cover. Because there are some subtle differences in how you operate your business, you require some specific policy wording to gain full financial protection.
A mistake that many cabinet makers end up making is to take out a standard carpentry policy, only to expose themselves to significant risks. Often these risks are only fully understood when it comes to a claims situation and you find out you’re not actually covered.
To make sure that you have the most comprehensive policy for your business setup, your best option is to contact Aspire Insurance Solutions on 1300 886 781. We have a dedicated team of commercial insurance representatives on standby to provide you with all the advice you need.
Unique Risks In The Cabinet Making Industry
In most cases cabinet making and woodworking businesses will work on residential projects for kitchens and other furniture, but commercial office projects are also very common.
Dependent on your main area of expertise you will be exposed to very unique risks.
Material Damage
The machinery you commonly use and the working environments of construction sites can pose some significant risks to third party materials becoming damaged. For example, a kitchen installation could cause accidental damage to floors or walls leaving you on the hook for the repair bills.
Equipment Breakdown
Some of the equipment used in cabinet making these days has become very high-tech and reliant on sophisticated computers. Even robotic devices are now common and when these break down or are accidentally damaged then the repair or replacement costs can be extremely costly.
Add to this the effects on your business profits due to interruptions if there are downtimes.
Product Liability
Even when you fully test the end products you install in your customers home or offices and make sure that everything is as it should be, material failure can still happen. If this results in significant damage to your customer’s property, or even just the repair costs, can result in some very large bills.
Quality Advice You Can Trust
Because of the many unique risks that you can experience on a daily basis, it is not enough to just take out a cabinet maker general liability insurance policy. While these may cover some of the common claims, you could still be taking on significant financial risks.
With extensive experience from working with cabinet makers and carpenters, we know exactly what you need in your policy wording to fully protect your financial interests.
This gives you the peace of mind that your business can keep running even in a worst case scenario.
Face To Face Service
The only way to fully understand how your business operates and what types of risks you’re exposed to, is to have an in-person conversation. While it may seem convenient to just go with an online quote and off the shelf product, this could leave you with less protection than you think.
We deal with all our clients in person to make sure we know all the important aspects of your business. As a result you always have the most suitable policy options available to you.
Expert Claims Handling With 24/7 Support
Having to deal with an insurance claim is not an easy task..
The last thing you want to do is spend endless hours on the phone to figure out exactly what you need to submit in order to process a claim and receive payment.
That’s why we have a dedicated 24/7 support service to help with the details required for all those difficult claims. This allows you to focus on keeping your business running, while we look after the claims process from start to finish
Annual Cover Review
Each year at your policy renewal you have a great opportunity to shop around for better deals and the best in class insurance products. However, calling all the different insurance providers for a quote yourself is very time consuming.
As one of our valued clients, you will automatically receive a full review of your cover each year.
If you want to take advantage of this full service package then just pick up the phone and talk to one of our team on 1300 886 781. You will receive completely free advice and a no obligation quote to help you decide what your best options are in the market.