Food Manufacturing Insurance
If your business is focused on making or preparing food or ingredients to be used in food or beverages, then you have very different financial risks than most other businesses.
Business insurance for food industry operations requires careful analysis of your business and how and to whom you sell your products. All too often it can happen that businesses like your own end up in claim situations you thought you might have covered, only to find out it wasn’t.
At Aspire Insurance Solutions our specialist commercial insurance representatives have in-depth experience with all the risks and types of claims you could face. Talk to us today on 1300 886 781.
Unique Risks Of Food Manufacturing Industry
The food and beverage industry is big business but it also opens you to certain risks that could end up costing crippling amounts of money. These situations are common enough and unless you have the right policy wording it could end up in serious business disruptions.
Here are some situations you could encounter.
Imagine one of your most popular products is tarnished with a contaminated ingredient. As a result a lot of your customers become sick and they organise themselves into a class-action lawsuit against your company.
Even though it may not have been your fault that the ingredient became contaminated, you are exposed to a very expensive risk here.
Product Contamination Recalls
Similarly, you could be facing a situation where you identify a problem with one of your products before it has sold in large quantities. You are now faced with a very large bill to have all those products removed from shelves and either shipped back to you or disposed of.
Quality Advice You Can Trust
Whether it’s small food business insurance or policies for large industrial scale operations, our team of commercial insurance representatives at Aspire have the experience to provide you with the best suitable product available in the matket.
We work with all the major insurance companies and fully understand the unique policy wording of each product. This helps identify those products that best protect you from the financial risks you could face.
With extensive experience in the industry we have encountered common and very unique claims situations. Understanding how to financially protect you against all those eventualities is what ensures you end up with the best possible advice.
Face To Face Service
All our in-depth knowledge of the food manufacturing industry with its unique requirements and risk exposure is available to you through an unmatched face to face service. We firmly believe that only through meeting with our clients in person, can we truly make sure that you get exactly what you need.
You will learn exactly where you are exposed to the most financial risks and we then make sure that we tailor a policy to your personal needs. If you’re happy with the quote then we take care of the food manufacturing insurance application to save you the time and hassle as well.
Expert Claims Handling With 24/7 Support
Processing an insurance claim can be a time consuming task where you can end up with multiple points of contact in order to gather all the information needed. That’s why your service at Aspire includes a 24/7 claims support.
Annual Cover Review
At each anniversary renewal we automatically check your policy cover and compare it to the latest products available. Just like in any other industry, insurance policies change and new offers become available.
These can often provide more cover with premium reductions also a possibility. With our unique offerings from specialised insurers you will always be confident that you have the best possible protection from financial risks.
If you have an existing policy that is up for renewal or just want to make sure that your current policy offers you adequate protection, then contact our commercial insurance representatives today. Simply dial 1300 886 781.